E-Z Checking
- Keep things simple with this FREE, easy-to-use account. There’s no monthly maintenance fee!
- No balance requirements after opening
- It’s FREE
- No monthly maintenance fee
- Unlimited check writing
- Online banking and bill pay
- E-statements with check images (required to maintain account)
- Mobile banking with mobile deposit
- ATM/debit card (included with no annual fee)*
- Access to surcharge-free ATM networks
- $50 minimum deposit to open
*$2.00 fee per transaction for use of non-First United Bank (foreign) ATMs. Withdrawals made at non-First United ATMs may be assessed a fee from that institution.
Next Generation Checking
- Your first checking account with all the perks, including a debit card!
- $0 Monthly Maintenance Fee
- Checking for customers ages 14 to 24*
- No monthly maintenance fees
- Unlimited check writing
- Online banking and bill pay
- E-statements required
- Mobile banking with mobile deposit
- Telephone banking
- ATM/debit card (included with no annual fee)*
- Up to five ATM withdrawals per month at no-charge at non-First United ATMs***
- $25 minimum deposit to open
*Account holders under 18 must be joint with parent or guardian.
** If under 18, parent/guardian must sign consent accepting liability.
***After five transactions, $2.00 fee per transaction for use of non-First United Bank (foreign) ATMs. Withdrawals made at non-First United ATMs may be assessed a fee from that institution.
Total Checking
- A simple checking account for the simple life!
- $5 Monthly service fee, waived if minimum balance is maintained
- Unlimited check writing
- Monthly maintenace fee of $5.00 if balance falls below $500 any day of the statement cycle
- Online banking and bill pay
- E-statements with check images (required to maintain account)
- Mobile banking with mobile deposit
- ATM/debit card (included with no annual fee)*
- Access to surcharge-free ATM networks
- $50 minimum deposit to open
*Check images $3.00 monthly without E-statements.
*$2.00 fee per transaction for use of non-First United Bank (foreign) ATMs. Withdrawals made at non-First United ATMs may be assessed a fee from that institution.
Premium Checking
- Our Premium Checking account features competitive interest to make your cash grow automatically every month.
- $7.50 Monthly service maintenance, waived if minimum balance is maintained
- Earn competitive interest on entire balance*
- Unlimited check writing
- Monthly maintenance fee of $7.50 if balance falls below $1,000 any day of the statement cycle
- Online banking and bill pay
- E-statements with check images***
- Mobile banking with mobile deposit
- Telephone banking
- ATM/debit card (included with no annual fee)*
- Access to surcharge-free ATM networks
- $50 minimum deposit to open
*See New Account Representative for rates and disclosures.
**Check images $3.00 monthly without E-statements.
***$2.00 fee per transaction for use of non-First United Bank (foreign) ATMs. Withdrawals made at non-First United ATMs may be assessed a fee from that institution.
Select Checking
- Choose Select Checking to enjoy benefits that we only offer our customers ages 50 and up.
- $5.00 Monthly maintenance fee waived if minimum balance is maintained or for customers 65 and older.
- Unlimited check writing
- Monthly maintenance fee of $5.00 if balance falls below $500 any day of the statement cycle (fee waived for Age 65 and older)
- First order of basic wallet style checks provided at no additional charge
- No fees on ATM withdrawals (withdrawals made at non First United ATMs may be assessed a fee from that institution)
- Online banking and bill pay
- Paper statement or E-statements available with images***
- Mobile banking with mobile deposit
- Telephone banking
- ATM/debit card (included with no annual fee)*
- Access to surcharge-free ATM networks
- $50 minimum deposit to open
*See New Account Representative for rates and disclosures.
Fresh Start Checking
- Perfect for those looking to rebuild their credit.
- $14 Monthly maintenance fee, no minimum balance requirement
- For customers looking to rebuild their credit
- $10 new account setup fee
- $14 monthly maintenance fee
- No minimum balance requirements after opening
- Unlimited check writing*
- Online banking and bill pay
- E-statements check with images*
- Mobile banking with mobile deposit
- Telephone banking
- $50 minimum deposit to open
After maintaining a positive balance for one year, you may request the account be converted to a different type of account; you may also request an ATM/debit card.
*Normal fees apply for returning checks for insufficient funds and all checks will be returned.
**Check images $3.00 monthly without E-statements
| Accounts | EZ CHECKING Open Now | TOTAL CHECKING Apply Now | PREMIUM CHECKING Open Now |
|---|---|---|---|
| Competitive Interest | N/A | N/A | Earn competitive interest on your entire balance* |
| Monthly Maintenance Fee | $0 | Avoid the $5 monthly maintenance fee by maintaining a minimum daily balance of $500 | Avoid $7.50 monthly maintenance fee by maintaining a minimum daily balance of $1000 |
| ATMs | Access to surcharge-free network via the SUM Network | Access to surcharge-free network via the SUM Network | Access to surcharge-free network via the SUM Network |
| Online Banking & Bill Pay | Yes | Yes | Yes |
| ATM/Debit Card | Yes** | Yes** | Yes** |
| Minimum Opening Deposit | $50 | $50 | $50 |
*See customer service representative for rates and disclosures
**$2.00 fee per transaction for use of non-First United Bank (foreign) ATMs. Withdrawals made at non-First United ATMs may be assessed a fee from that institution