Online Banking

Business people with a piggy bank. There are three business people of different ethnic groups. All are happy and smiling. All are dressed in business casual clothing

Personal Savings

First Prime Savings
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  • Earn a competitive interest rate on your balance to save up for life’s special moments
  • $5 Monthly service fee, waived if minimum balance is maintained
  • Interest paid on collected balance
  • Rate based on account balance*
  • Monthly maintenance fee of $5 if daily balance falls below $100
  • Withdrawals limited to 6 per month. Each additional withdrawal will be charged $2
  • Online banking 
  • E-statements 
  • Mobile banking 
  • Direct deposit available
  • Minimum deposit of $50 to open account

 

*See Customer Service Representative for current rate and disclosure

First Kidz Club Savings
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  • It’s never too early to learn about savings.  Show your children that a little bit of cash can grow into a lot with an interest-bearing account.
  • $0 monthly maintenance fee
  • A savings account for savers 18 years and younger*
  • First Kidz Club members receive free gift at opening
  • No monthly maintenance fee
  • No minimum balance
  • Limited to six withdrawals per month, each additional withdrawal will be charged $2
  • Minimum deposit of $5 to open

 

*See Customer Service Representative for rates and disclosures.

Christmas and Vacation Club Accounts
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  • Save up little by little throughout the year for vacation or Christmas

Christmas Club Savings

  • Save all year to make things merrier at Christmas time!
  • Club types: $500 and $1,000
  • Account is available in 50 week intervals paying out in October
  • Interest paid only on fully funded accounts*
  • Premium rate for auto-deduct from First United Checking account*
  • Online banking
  • E-statements
  • Mobile banking

 

Vacation Club Savings

  • Plan ahead to make your vacation easier on your wallet!
  • Club type: $500 and $1,000
  • Account is available in 50 week intervals paying out in April
  • Interest paid only on fully funded accounts*
  • Premium rate for auto-deduct from First United Checking account*
  • Online banking
  • E-statements
  • Mobile banking

 

*See Customer Service Representative for rates and disclosures.

Money Max Account
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Earn a higher interest rate than regular savings without losing out on access to your funds.

  • Tiered money market account
  • Rates are based on account balance*
  • Interest paid on collected balances
  • Enjoy flexibility with enhanced access to funds through direct check-writing ability
  • Monthly maintenance fee of $15 if balance falls below $2,500
  • Withdrawals limited to 6 per month. Any items in excess of this amount will be charge $5 per item.
  • Online banking
  • E-statements
  • Mobile banking
  • Direct deposit available
  • Minimum deposit of $1,500 to open account

 

*See Customer Service Representative for rates and disclosures.

Certificate of Deposit (CD)
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  • Earn a fixed competitive rate for a predetermined amount of time.
  • $500 Minimum to open
  • Fixed interest rates, higher than regular savings
  • Select a longer term to receive higher rates
  • Terms range from 7 days to 5 years
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open
Individual Retirement Account (IRA)
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  • Make the most of your tax-advantaged* savings with a traditional or Roth IRA
  • Competitive interest above standard savings rates
  • Traditional and Roth IRA options available
  • No setup fees
  • No monthly or annual maintenance fees
  • Contributions may be tax deductible*
  • Funds can be used to purchase CDs within IRA
  • $500 minimum deposit to open

 

*Consult a tax advisor

Elite Money Market
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A tiered money market account offering our best rates on larger balances of $10,000 or more

  • Premium Rates*
  • Access to your funds
  • To qualify for this account, customer must also have a checking account (“Qualifying Checking Account”) with a minimum of one direct deposit per statement cycle.
  • This account must be titled the same as Qualifying Checking Account (all owners of this account must also be listed together as owners of the qualifying checking account).
  • This account requires a combined monthly statement with Qualifying Checking Account.

 

*See Customer Service Representative for rates and disclosures.

Hometown Money Market
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  • Earn interest on $1000 or more
  • Access to your funds
  • Tiered rates
  • Interest paid on $1000 or more
  • Withdrawals limited to 6 per month. Items in excess charged $5
  • Must open with $1000 of non-First United Bank funds

 

*See Customer Service Representative for rates and disclosures.