Online Banking

Business people with a piggy bank. There are three business people of different ethnic groups. All are happy and smiling. All are dressed in business casual clothing

Personal Savings

First Prime Savings
  • Earn a competitive interest rate on your balance to save up for life’s special moments
  • $5 Monthly service fee, waived if minimum balance is maintained
  • Interest paid on collected balance
  • Rate based on account balance*
  • Monthly maintenance fee of $5 if daily balance falls below $100
  • Withdrawals limited to 6 per month. Each additional withdrawal will be charged $2
  • Online banking 
  • E-statements 
  • Mobile banking 
  • Direct deposit available
  • Minimum deposit of $50 to open account

 

*See Customer Service Representative for current rate and disclosure

First Kidz Club Savings
  • It’s never too early to learn about savings.  Show your children that a little bit of cash can grow into a lot with an interest-bearing account.
  • $0 monthly maintenance fee
  • A savings account for savers 18 years and younger*
  • First Kidz Club members receive free gift at opening
  • No monthly maintenance fee
  • No minimum balance
  • Limited to six withdrawals per month, each additional withdrawal will be charged $2
  • Minimum deposit of $5 to open

 

*See Customer Service Representative for rates and disclosures.

$pend & $ave
  • It’s as easy as swiping your card!

It’s that simple!  $pend & $ave is our free round up savings feature that allows you a convenient way to save some extra change.  When you enroll in our $pend & $ave program, your First United Bank debit card transactions will automatically round up to the nearest dollar with the extra change being deposited into any one of your First United Bank savings accounts.  Saving a few cents each day can add up quickly!  Enroll today to watch your savings grow!   Current account holders can enroll through digital banking.

Christmas and Vacation Club Accounts
  • Save up little by little throughout the year for vacation or Christmas

Christmas Club Savings

  • Save all year to make things merrier at Christmas time!
  • Club types: $500 and $1,000
  • Account is available in 50 week intervals paying out in October
  • Interest paid only on fully funded accounts*
  • Premium rate for auto-deduct from First United Checking account*
  • Online banking
  • E-statements
  • Mobile banking

 

Vacation Club Savings

  • Plan ahead to make your vacation easier on your wallet!
  • Club type: $500 and $1,000
  • Account is available in 50 week intervals paying out in April
  • Interest paid only on fully funded accounts*
  • Premium rate for auto-deduct from First United Checking account*
  • Online banking
  • E-statements
  • Mobile banking

 

*See Customer Service Representative for rates and disclosures.

Money Max Account
  • Earn a higher interest rate than regular savings without losing out on access to your funds.
  • Tiered money market account
  • Rates are based on account balance*
  • Interest paid on collected balances
  • Enjoy flexibility with enhanced access to funds through direct check-writing ability
  • Monthly maintenance fee of $15 if balance falls below $2,500
  • Withdrawals limited to 6 per month. Any items in excess of this amount will be charge $5 per item.
  • Online banking
  • E-statements
  • Mobile banking
  • Direct deposit available
  • Minimum deposit of $1,500 to open account

 

*See Customer Service Representative for rates and disclosures.

Certificate of Deposit (CD)
  • Earn a fixed competitive rate for a predetermined amount of time.
  • $500 Minimum to open
  • Fixed interest rates, higher than regular savings
  • Select a longer term to receive higher rates
  • Terms range from 7 days to 5 years
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open
Individual Retirement Account (IRA)
  • Make the most of your tax-advantaged* savings with a traditional or Roth IRA
  • Competitive interest above standard savings rates
  • Traditional and Roth IRA options available
  • No setup fees
  • No monthly or annual maintenance fees
  • Contributions may be tax deductible*
  • Funds can be used to purchase CDs within IRA
  • $500 minimum deposit to open

 

*Consult a tax advisor

Elite Money Market
  • A tiered money market account offering our best rates on larger balances of $10,000 or more
  • Premium Rates*
  • Access to your funds
  • To qualify for this account, customer must also have a checking account (“Qualifying Checking Account”) with a minimum of one direct deposit per statement cycle.
  • This account must be titled the same as Qualifying Checking Account (all owners of this account must also be listed together as owners of the qualifying checking account).
  • This account requires a combined monthly statement with Qualifying Checking Account.

 

*See Customer Service Representative for rates and disclosures.

Hometown Money Market
  • Earn interest on $1000 or more
  • Access to your funds
  • Tiered rates
  • Interest paid on $1000 or more
  • Withdrawals limited to 6 per month. Items in excess charged $5
  • Must open with $1000 of non-First United Bank funds

 

*See Customer Service Representative for rates and disclosures.