First Prime Savings

- Earn a competitive interest rate on your balance to save up for life’s special moments
- $5 Monthly service fee, waived if minimum balance is maintained
- Interest paid on collected balance
- Rate based on account balance*
- Monthly maintenance fee of $5 if daily balance falls below $100
- Withdrawals limited to 6 per month. Each additional withdrawal will be charged $2
- Online banking
- E-statements
- Mobile banking
- Direct deposit available
- Minimum deposit of $50 to open account
*See Customer Service Representative for current rate and disclosure
First Kidz Club Savings

- It’s never too early to learn about savings. Show your children that a little bit of cash can grow into a lot with an interest-bearing account.
- $0 monthly maintenance fee
- A savings account for savers 18 years and younger*
- First Kidz Club members receive free gift at opening
- No monthly maintenance fee
- No minimum balance
- Limited to six withdrawals per month, each additional withdrawal will be charged $2
- Minimum deposit of $5 to open
*See Customer Service Representative for rates and disclosures.
Christmas and Vacation Club Accounts
Christmas Club Savings
- Save all year to make things merrier at Christmas time!
- Club types: $500 and $1,000
- Account is available in 50 week intervals paying out in October
- Interest paid only on fully funded accounts*
- Premium rate for auto-deduct from First United Checking account*
- Online banking
- E-statements
- Mobile banking
Vacation Club Savings
- Plan ahead to make your vacation easier on your wallet!
- Club type: $500 and $1,000
- Account is available in 50 week intervals paying out in April
- Interest paid only on fully funded accounts*
- Premium rate for auto-deduct from First United Checking account*
- Online banking
- E-statements
- Mobile banking
*See Customer Service Representative for rates and disclosures.
Money Max Account

Earn a higher interest rate than regular savings without losing out on access to your funds.
- Tiered money market account
- Rates are based on account balance*
- Interest paid on collected balances
- Enjoy flexibility with enhanced access to funds through direct check-writing ability
- Monthly maintenance fee of $15 if balance falls below $2,500
- Withdrawals limited to 6 per month. Any items in excess of this amount will be charge $5 per item.
- Online banking
- E-statements
- Mobile banking
- Direct deposit available
- Minimum deposit of $1,500 to open account
*See Customer Service Representative for rates and disclosures.
Certificate of Deposit (CD)

- Earn a fixed competitive rate for a predetermined amount of time.
- $500 Minimum to open
- Fixed interest rates, higher than regular savings
- Select a longer term to receive higher rates
- Terms range from 7 days to 5 years
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $500 minimum deposit to open
Individual Retirement Account (IRA)
- Competitive interest above standard savings rates
- Traditional and Roth IRA options available
- No setup fees
- No monthly or annual maintenance fees
- Contributions may be tax deductible*
- Funds can be used to purchase CDs within IRA
- $500 minimum deposit to open
*Consult a tax advisor
Elite Money Market

A tiered money market account offering our best rates on larger balances of $10,000 or more
- Premium Rates*
- Access to your funds
- To qualify for this account, customer must also have a checking account (“Qualifying Checking Account”) with a minimum of one direct deposit per statement cycle.
- This account must be titled the same as Qualifying Checking Account (all owners of this account must also be listed together as owners of the qualifying checking account).
- This account requires a combined monthly statement with Qualifying Checking Account.
*See Customer Service Representative for rates and disclosures.
Hometown Money Market
- Access to your funds
- Tiered rates
- Interest paid on $1000 or more
- Withdrawals limited to 6 per month. Items in excess charged $5
- Must open with $1000 of non-First United Bank funds
*See Customer Service Representative for rates and disclosures.