• Interest paid on collected balance
• Rate based on account balance*
• Monthly maintenance fee of $5 if daily balance falls below $100
• Withdrawals limited to 6 per month. Each additional withdrawal will be charged $2
• Online banking 
• E-statements 
• Mobile banking 
• Direct deposit available
• Minimum deposit of $50 to open account

*See Customer Service Representative for current rate and disclosure

• A savings account for savers 18 years and younger*
• First Kidz Club members receive free gift at opening
• No monthly maintenance fee
• No minimum balance
• Limited to six withdrawals per month, each additional withdrawal will be charged $2
• Minimum deposit of $5 to open

*See Customer Service Representative for rates and disclosures.

Christmas Club Savings

• Save all year to make things merrier at Christmas time!
• Club types: $500 and $1,000
• Account is available in 50 week intervals paying out in October
• Interest paid only on fully funded accounts*
• Premium rate for auto-deduct from First United Checking account*
• Online banking
• E-statements
• Mobile banking

Vacation Club Savings

• Plan ahead to make your vacation easier on your wallet!
• Club type: $500 and $1,000
• Account is available in 50 week intervals paying out in April
• Interest paid only on fully funded accounts*
• Premium rate for auto-deduct from First United Checking account*
• Online banking
• E-statements
• Mobile banking

*See Customer Service Representative for rates and disclosures.

• Tiered money market account
• Rates are based on account balance*
• Interest paid on collected balances
• Enjoy flexibility with enhanced access to funds through direct check-writing ability
• Monthly maintenance fee of $15 if balance falls below $2,500
• Withdrawals limited to 6 per month. Any items in excess of this amount will be charge $5 per item.
• Online banking
• E-statements
• Mobile banking
• Direct deposit available
• Minimum deposit of $1,500 to open account

*See Customer Service Representative for rates and disclosures.

• Fixed interest rates, higher than regular savings
• Select a longer term to receive higher rates
• Terms range from 7 days to 5 years
• No setup or maintenance fees
• Early withdrawals subject to penalty
• $500 minimum deposit to open

• Competitive interest above standard savings rates
• Traditional and Roth IRA options available
• No setup fees
• No monthly or annual maintenance fees
• Contributions may be tax deductible*
• Funds can be used to purchase CDs within IRA
• $500 minimum deposit to open

*Consult a tax advisor

• Premium Rates*
• Access to your funds
• To qualify for this account, customer must also have a checking account (“Qualifying Checking Account”) with a minimum of one direct deposit per statement cycle.
• This account must be titled the same as Qualifying Checking Account (all owners of this account must also be listed together as owners of the qualifying checking account).
• This account requires a combined monthly statement with Qualifying Checking Account.

*See Customer Service Representative for rates and disclosures.

• Access to your funds
• Tiered rates
• Interest paid on $1000 or more
• Withdrawals limited to 6 per month. Items in excess charged $5
• Must open with $1000 of non-First United Bank funds

*See Customer Service Representative for rates and disclosures.