• Interest paid on collected balance
• Rate based on account balance*
• Monthly maintenance fee of $5 if daily balance falls below $100
• Withdrawals limited to 6 per month. Each additional withdrawal will be charged $2
• Online banking 
• E-statements 
• Mobile banking 
• Direct deposit available
• Minimum deposit of $50 to open account

*See Customer Service Representative for current rate and disclosure

• A savings account for savers 18 years and younger*
• First Kidz Club members receive free gift at opening
• No monthly maintenance fee
• No minimum balance
• Limited to six withdrawals per month, each additional withdrawal will be charged $2
• Minimum deposit of $5 to open

*See Customer Service Representative for rates and disclosures.

It’s that simple!  $pend & $ave is our free round up savings feature that allows you a convenient way to save some extra change.  When you enroll in our $pend & $ave program, your First United Bank debit card transactions will automatically round up to the nearest dollar with the extra change being deposited into any one of your First United Bank savings accounts.  Saving a few cents each day can add up quickly!  Enroll today to watch your savings grow!   Current account holders can enroll through digital banking.

Christmas Club Savings

• Save all year to make things merrier at Christmas time!
• Club types: $500 and $1,000
• Account is available in 50 week intervals paying out in October
• Interest paid only on fully funded accounts*
• Premium rate for auto-deduct from First United Checking account*
• Online banking
• E-statements
• Mobile banking

Vacation Club Savings

• Plan ahead to make your vacation easier on your wallet!
• Club type: $500 and $1,000
• Account is available in 50 week intervals paying out in April
• Interest paid only on fully funded accounts*
• Premium rate for auto-deduct from First United Checking account*
• Online banking
• E-statements
• Mobile banking

*See Customer Service Representative for rates and disclosures.

• Tiered money market account
• Rates are based on account balance*
• Interest paid on collected balances
• Enjoy flexibility with enhanced access to funds through direct check-writing ability
• Monthly maintenance fee of $15 if balance falls below $2,500
• Withdrawals limited to 6 per month. Any items in excess of this amount will be charge $5 per item.
• Online banking
• E-statements
• Mobile banking
• Direct deposit available
• Minimum deposit of $1,500 to open account

*See Customer Service Representative for rates and disclosures.

• Fixed interest rates, higher than regular savings
• Select a longer term to receive higher rates
• Terms range from 7 days to 5 years
• No setup or maintenance fees
• Early withdrawals subject to penalty
• $500 minimum deposit to open

• Competitive interest above standard savings rates
• Traditional and Roth IRA options available
• No setup fees
• No monthly or annual maintenance fees
• Contributions may be tax deductible*
• Funds can be used to purchase CDs within IRA
• $500 minimum deposit to open

*Consult a tax advisor

• Premium Rates*
• Access to your funds
• To qualify for this account, customer must also have a checking account (“Qualifying Checking Account”) with a minimum of one direct deposit per statement cycle.
• This account must be titled the same as Qualifying Checking Account (all owners of this account must also be listed together as owners of the qualifying checking account).
• This account requires a combined monthly statement with Qualifying Checking Account.

*See Customer Service Representative for rates and disclosures.

• Access to your funds
• Tiered rates
• Interest paid on $1000 or more
• Withdrawals limited to 6 per month. Items in excess charged $5
• Must open with $1000 of non-First United Bank funds

*See Customer Service Representative for rates and disclosures.