Mortgage Loans & More
A wide range of financing programs are available*:
- Fixed rate mortgages -a set payment of principal and interest
- Adjustable rate mortgages (ARMs) – typically lower rates with variable payments
- Jumbo loans – for larger purchases
- Construction mortgages – set up a construction line of credit to build your home
- Government mortgages – Federal Housing Authority (FHA) and Veterans Administration (VA)**
- Home Equity Loans and Lines– Use the existing equity in your home to fund purchases such a vacation, remodel projects, and more.
*Subject to credit approval **Restrictions and limitations may apply
Personal Loans
- Competitive rates for a wide variety of personal needs*:
- Vehicle purchases, repairs or updates
- Family vacation
- Home improvement
- Debt consolidation
- And much more!
- Repayment terms customized to fit your unique needs
*Subject to credit approval
Mortgage Rates
APR= Annual Percentage Rate
Conventional Rate Loans
| Term | Interest Rate | APR* |
|---|---|---|
| 30 Year Fixed | 3.250% | 3.329% |
| 20 Year Fixed | 3.000% | 3.110% |
| 15 Year Fixed | 2.500% | 2.641% |
*Annual Percentage Rate is based on $100,000.00 loan with $1000.00 in financed fees
**Interest rate assumes credit score of 720 and loan to value of 80%
Government Loans (FHA & VA)
| Term | Interest Rate | APR* |
|---|---|---|
| 30 Year Fixed | 3.750% | 3.831% |
| 15 Year Fixed | 3.250% | 3.394% |
*Annual Percentage Rate is based on $100,000.00 loan with $1000.00 in financed fees
**Interest rate assumes credit score of 720 and loan to value of 80%
Mortgage and Personal Lenders
Shannon Coots
270-730-1969
scoots@efirstunitedbank.com
NMLS ID#1489490
Charlie Day
270-965-1222
cday@efirstunitedbank.com
NMLS ID# 1457385
Zach Chappell
270-643-1647
zchappell@efirstunitedbank.com
NMLS ID#1835516