Online Banking

Senior couple with tablet painting new home, looking at color swatch. A relocation concept

Personal Loans

Mortgage Loans & More
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  • Let our professionals walk you through every step

A wide range of financing programs are available*:

  • Fixed rate mortgages -a set payment of principal and interest
  • Adjustable rate mortgages (ARMs) – typically lower rates with variable payments
  • Jumbo loans – for larger purchases
  • Construction mortgages – set up a construction line of credit to build your home
  • Government mortgages – Federal Housing Authority (FHA) and Veterans Administration (VA)**
  • Home Equity Loans and Lines– Use the existing equity in your home to fund purchases such a vacation, remodel projects, and more.

 

*Subject to credit approval   **Restrictions and limitations may apply

Personal Loans
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  • Get help with vehicle purchases, debt consolidation, and more.
  • Competitive rates for a wide variety of personal needs*:
    • Vehicle purchases, repairs or updates
    • Family vacation
    • Home improvement
    • Debt consolidation
    • And much more!
  • Repayment terms customized to fit your unique needs

*Subject to credit approval

Mortgage Rates
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  • We think you’ll find our rates are competitive

APR= Annual Percentage Rate

 

Conventional Rate Loans

TermInterest RateAPR*
30 Year Fixed 2.625% 2.340%
20 Year Fixed 2.625% 2.734%
15 Year Fixed 2.125% 2.265%

*Annual Percentage Rate is based on $100,000.00 loan with $1000.00 in financed fees

**Interest rate assumes credit score of 720 and loan to value of 80%

 

Government Loans (FHA & VA)

TermInterest RateAPR*
30 Year Fixed 3.125% 3.204%
15 Year Fixed 3.125% 3.269%

*Annual Percentage Rate is based on $100,000.00 loan with $1000.00 in financed fees

**Interest rate assumes credit score of 720 and loan to value of 80%

Mortgage and Personal Lenders
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  • The best loan starts with the best lenders!

John Perdue

John Perdue
jperdue@efirstunitedbank.com
270-643-1654
NMLS ID #570188

 

Portrait of Shannon Coots

Shannon Coots
270-730-1969
scoots@efirstunitedbank.com
NMLS ID#1489490

Portrait of Shana Gray

Shana Gray
sgray@efirstunitedbank.com
270-824-1602
NMLS ID #636001

 

Charlie Day

Charlie Day
270-965-1222
cday@efirstunitedbank.com
NMLS ID# 1457385

Terri Rainwater

Terri D Rainwater
trainwater@efirstunitedbank.com
270-824-1624
NMLS ID #651155

 

Portrait of Zach Chappell

Zach Chappell
270-643-1647
zchappell@efirstunitedbank.com
NMLS ID#1835516