A wide range of financing programs are available*:

• Fixed rate mortgages -a set payment of principal and interest
• Adjustable rate mortgages (ARMs) – typically lower rates with variable payments
• Jumbo loans – for larger purchases
• Construction mortgages – set up a construction line of credit to build your home
• Government mortgages – Federal Housing Authority (FHA) and Veterans Administration (VA)**
• Home Equity Loans and Lines– Use the existing equity in your home to fund purchases such a vacation, remodel projects, and more.

*Subject to credit approval   **Restrictions and limitations may apply

• Competitive rates for a wide variety of personal needs*:
  • Vehicle purchases, repairs or updates
  • Family vacation
  • Home improvement
  • Debt consolidation
  • And much more!
• Repayment terms customized to fit your unique needs

*Subject to credit approval

APR= Annual Percentage Rate

Conventional Rate Loans

*Annual Percentage Rate is based on $100,000.00 loan with $1000.00 in financed fees

**Interest rate assumes credit score of 720 and loan to value of 80%

Government Loans (FHA & VA)

*Annual Percentage Rate is based on $100,000.00 loan with $1000.00 in financed fees

**Interest rate assumes credit score of 720 and loan to value of 80%

John Perdue
jperdue@efirstunitedbank.com
270-643-1654
NMLS ID #570188

Shannon Coots
270-730-1969
scoots@efirstunitedbank.com
NMLS ID#1489490

Shana Gray
sgray@efirstunitedbank.com
270-824-1602
NMLS ID #636001

Charlie Day
270-965-1222
cday@efirstunitedbank.com
NMLS ID# 1457385

Terri D Rainwater
trainwater@efirstunitedbank.com
270-824-1624
NMLS ID #651155

Zach Chappell
270-643-1647
zchappell@efirstunitedbank.com
NMLS ID#1835516